🎯 Trading Strategies

What is a futures trading funding fee? Calculation method + application strategy complete explanation 2026

We fully explain the principles of coin futures trading funding fees, settlement method every 8 hours, the impact of funding fees on positions, and strategies for exploiting funding fees.

📅 2026-01-23
#Futures trading funding fee#what is funding fee#funding rate#funding fee calculation#funding fee strategy
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What is Funding Rate?

Funding Rate
0%+ Rate: Short pays Long− Rate: Long pays Short

Futures trading includes Perpetual Futures, which have no expiration date. The mechanism that regulates this product so that it does not deviate too far from the spot price is the funding fee.

Funding fee = regular cost exchange between long position ↔ short position 
Settlement cycle: Every 8 hours (00:00, 08:00, 16:00 UTC) 

How funding fees work

Futures price > Spot price (positive (+) funding fee)

Situation: Market very greedy, lots of longs 
Result: Long position holder → funding fee paid to short position holder 
What it means: Curb excessive longs and maintain balance. 

Futures price < Spot price (negative (-) funding fee)

Situation: Market fear, lots of shorts 
Result: Short position holder → funding fee paid to long position holder 
What it means: suppress excessive shorting 

Funding fee calculation method

Funding fee amount = Position size × Funding rate (%)

Example: 
Position size: $10,000 (1 BTC, price $100,000) 
Funding rate: +0.01% (every 8 hours)

Funding fee = $10,000 × 0.01% = $1/8 hour 
Settled 3 times a day = $3/day 
1 month = $90/month 

Calculate the actual cost at Funding Fee Calculator on the site.


Reasons to be careful when funding fees are high

High volume funding fee = excessive greed signal

If the funding rate is more than 0.1% (109% per annum):

  • This means that there are excessive longs piled up in the market.
  • Increased likelihood of correction or plunge
  • Avoid high leverage long positions
Based on funding ratemarket conditionsStrategy
0.01% or lesssummitEnter according to direction
0.05~0.1%greedLong caution
0.1% or moreextreme greed🔴 Long Risk, Short Opportunity
-0.05% or lesshorror🟢 Long Opportunity Potential
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3 strategies for utilizing funding costs

Strategy 1: Reverse use of funding fee (reverse contract)

Entering a reverse position in the high funding cost section:

Funding rate +0.1% or more → Short entry 
Receive funding fee every 8 hours + expect profit from price decline

Risk: In a strong bull market, the return on funding fees may be less than the loss in price. 
Solved: Required stop loss setting 

Strategy 2: Adjust position timing

Currently holding a long position → Enter immediately after the funding fee settlement time (00:00, 08:00, 16:00 UTC) 
→ Positions can be maintained for 8 hours without paying a funding fee

Short-term scalping: Entry just before settlement → Liquidation immediately after settlement to avoid funding fees 

Strategy 3: Spot/Futures Hedging (Funding Fee Farming)

Hold spot BTC + enter short futures in same position 
→ Regardless of price changes (hedged) 
→ In areas with high funding fees, shorts receive funding fees from longs.

Example: 
Hold 1 BTC spot 
Short futures 1 BTC (0.05% received every 8 hours) 
Daily receipt: 0.15% (54.75% per year) 

How to check funding fee

ExchangeCheck Location
BybitFutures trading screen → Funding fee at bottom right
OKXFutures information → Funding rate
bitgetTop of gift screen

Tip: Check the current funding fee and estimated cost directly at Funding Fee Calculator on site.


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